Is the brand new iPhone 15 price it?

How a lot is the iPhone 15?

If you’d like an iPhone 15, brace your self—these top-of-the-line telephones include sky-high costs:

iPhone 15: begins at $1,129
iPhone 15 Plus: begins at $1,229
iPhone 15 Professional: begins at $1,449
iPhone 15 Professional Max: begins at $1,749

How are you aware if it’s price the price of upgrading out of your present cellphone? Must you await iPhone 15 costs to return down (as they finally will), purchase an older mannequin just like the iPhone 14 as a substitute, or make the leap and get the newest know-how ASAP?

The quick reply is that it will depend on your price range, preferences and different components. Right here’s what to contemplate before you purchase the latest iPhone.

Introducing iPhone 15 Professional, iPhone 15, Apple Watch Sequence 9, and Apple Watch Extremely 2. All that and extra information from the #AppleEvent.

— Apple (@Apple) September 12, 2023

How are you going to purchase the iPhone 15 collection?

The iPhone 15 collection might be out there beginning Sept. 22, however you possibly can pre-order now. You have got two choices: purchase your cellphone outright (from Apple, a cellphone supplier or one other retailer) or make month-to-month funds (usually over two years).

Shopping for an iPhone 15 from Apple

When you purchase a cellphone instantly from Apple and go for month-to-month funds, you’ll pay curiosity at 7.99% over 24 months. For an iPhone 15, the month-to-month fee together with curiosity could be $51.05, for a complete of $1,225.35 over 24 months. For the priciest mannequin, the iPhone 15 Professional Max, the month-to-month fee could be $79.09, for a complete of $1,898.26 over 24 months. When you decide to improve the storage and/or add AppleCare+ protection, your month-to-month price will go up.

Shopping for an iPhone 15 from a cellphone provider

When you purchase a cellphone by means of a cell service supplier, you doubtless received’t pay curiosity (0% APR), however you’ll have to join a cellular contract. You may additionally should put down a part of the cellphone price upfront, relying on the supplier. For instance, Fido requires $690 down for the iPhone 15 (and extra for the opposite fashions), whereas Rogers, Bell and Telus require no upfront fee for any of the iPhone 15 collection telephones.

A few of these cellphone carriers supply upfront reductions of some hundred {dollars} for those who conform to return the cellphone in two years. This can be a great choice for those who change telephones each couple of years already.

What about Rogers’ new Equal Cost Plan?

For purchasers who plan to purchase their cellphone outright, with no month-to-month cellular contract, Rogers just lately launched its Equal Cost Plan—a cellphone financing plan with no curiosity charged so long as you make the funds on time.

To be eligible, you need to pay for the system utilizing a Rogers Financial institution bank card (just like the Rogers Mastercard) at a Rogers, Fido or Shaw branded retailer. You possibly can select from two fee plans: 36 months (three years) or 48 months (4 years), and your funds might be as much as 50% smaller than for those who had a 24-month (two-year) fee plan. Notice that that is not a reduction. Your new cellphone will nonetheless price the identical, however you get extra time to pay it again. You even have the choice to repay the debt in full any time.

Are you able to afford to improve your cellphone?

The price of a brand new system may be costly, particularly for those who’re signing on to a fee plan that fees curiosity. And, after all, you’ll have to issue within the month-to-month price of your cellular plan. This might add one other $100 or so to your month-to-month invoice—perhaps extra, relying on what options you select.

Be sincere with your self—does shopping for a brand new cellphone make monetary sense? “The costs for all 4 of those new iPhones are properly over $1,000,” says Amber MacArthur, a Canadian tech knowledgeable, podcaster and writer. “For lots of people, that’s a reasonably steep funding.”

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