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Morgan Stanley Platinum Household Rule
The Platinum Card from American Specific Completely for Morgan Stanley was the final Platinum card to not have the household rule relating to the welcome bonus. That has now modified, and as anticipated the cardboard additionally has the identical restriction as The Platinum Card® from American Specific and The Platinum Card® from American Specific Completely for Charles Schwab.
The phrases on Morgan Stanley Platinum card now state the next:
You will not be eligible to obtain a welcome provide if in case you have or have had this Card, the Platinum Card®, the Platinum Card® from American Specific Completely for Charles Schwab or earlier variations of those Playing cards. You additionally will not be eligible to obtain a welcome provide primarily based on varied components, akin to your historical past with bank card steadiness transfers, your historical past as an American Specific Card Member, the variety of bank cards that you’ve got opened and closed and different components. In case you are not eligible for a welcome provide, we are going to notify you previous to processing your software so you might have the choice to withdraw your software.
Which means which you can earn a welcome bonus from just one model of the Platinum card. That’s also known as a lifetime restriction, however it often means 5-7 years.
Amex has been including these restrictions to virtually all private bank cards. However the good factor is that Amex will at the least let you recognize if you’re eligible for a bonus earlier than finishing an software. This device was added a number of years again. So even when you’re unsure if you’re eligible for a welcome bonus, you’ll be able to go forward and apply.
HT: Journey on Factors
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