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The NCT permits anybody to seem earlier than them on behalf of one other social gathering if they’ve a correct mandate.
For instance, a Debt Counsellor might apply on behalf of a shopper, an ADRA might seem on behalf of a shopper who’s preventing with a financial institution over the stability owed on an account, or an Lawyer might seem on behalf of a shopper.
In lots of circumstances through the years, customers have made use of an legal professional’s companies to carry their debt evaluate issues to the NCT (technically these are 86(7)(b) issues so not technically debt evaluate relatively debt restructuring to keep away from debt evaluate). In such circumstances, the buyer would conform to separate charges immediately with an legal professional. These would additionally embody the submitting charges (now at R621.14)
Many Debt Counsellors and credit score suppliers wish to see the NCT’s mandate expanded in order that they will deal with all debt evaluate associated issues as a substitute of getting to flood magistrates courts nation vast with purposes.
So far this has not occurred as it will rely upon the removing of: (b) from one line of the Act in an modification.
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